Purchase of Property

In some cases, we offer remote signing options. However, some documents may require original signatures or identity verification under BC Land Title requirements. Please let us know right away if you have special circumstances that require accommodation.

*If you are purchasing on leasehold land, it is good to keep in mind that not all insurance providers offer coverage for leasehold properties. Make sure you let your insurance broker know in time, if you are purchasing leasehold property, so they can prepare accordingly.*

Your lender will require proof of home insurance effective on the completion date before mortgage funds can be advanced. Do not leave getting your home insurance until it is too late. Your lender may also have specific requirements, such as flood or earthquake coverage, or guaranteed replacement cost coverage, so you must confirm your insurance policy meets the needs of your lender. If you have an attached, strata unit such as a condo or rowhome, it is likely that the strata’s insurance policy provides the proper fire coverage, but you must confirm this with your insurance broker.

BC Land Title rules require valid government-issued photo identification so we can verify your identity before completing your transaction.

Common delays include late mortgage instructions, missing funds, incomplete documentation, or last-minute contract changes. Providing documents and funds early helps ensure a smooth closing.

Yes. We coordinate with your realtor, mortgage broker, and lender to ensure everything is completed on time.

Yes, we can. Leasehold purchases come with extra considerations and paperwork, and we have experience handling them. We’ll explain how leasehold ownership works and guide you through the process so you know exactly what you’re getting into. There are a variety of leasehold properties out there, including leasehold properties on First Nations Land which are the most common type of leasehold transaction in Chilliwack.

After closing, we register your ownership at the Land Title Office and provide you with a final reporting package confirming the transaction details.

We do not facilitate GST rebates. Most of the time, the developer will require that you pay the GST/HST up front, and then fill out the rebate form to be provided to the CRA for you to claim your GST/HST money back.

No, that is a financial product, you would need to ask your banker or financial advisor for advice on that product.

• Your company must be in good standing
• We may need to access your corporate records
• If there are multiple shareholders, all may need to be present to sign documents, depending on the signing authority
• Directors and Shareholders may also need Independent Legal Advice, if guaranteeing a company debt
• Any down payment, deposit, sale proceeds, payout, may need to come from or go into your business bank account. We will clarify this once we review the documents.